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Overview

Stakaba is a payments API built for Tanzanian businesses. Accept card payments and mobile money, send payouts, create shareable payment links, and receive real-time webhook notifications — all through a single REST API.

What you can do

CapabilityDescription
Card checkoutAccept Visa and Mastercard through a hosted, PCI-DSS compliant checkout page
Mobile moneyCollect payments via M-Pesa, Airtel Money, Mixx by Yas, and HaloPesa
PayoutsSend funds to any Tanzanian mobile money wallet
Payment linksShareable links your customers can pay with — no website required
WebhooksReal-time notifications when payments succeed or fail

Base URL

https://api.stakaba.com

All requests and responses use JSON. Money amounts are in Tanzanian shillings (TZS).

Quick start

  1. Create a Stakaba account and get your sandbox API key
  2. Test with the sandbox key — no real money moves
  3. Submit a go-live request when ready
  4. Swap to your live key — done

Phone number format

All phone numbers must be in Tanzanian MSISDN format: 255XXXXXXXXX

0742 000 331 → 255742000331
+255742000331 → 255742000331
742000331 → 255742000331